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Vantage West Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory, 12 months | 0%VANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| 9.49%–27.49% variableVANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website | |
| APR for balance transfersintroductory rate first | ||
| Introductory, 12 months | 0%VANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 9.49%–27.49% variableVANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | no annual feeVANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Other fees | $0, No Application Fee or Annual FeeVANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Purchase · Introductory; Purchase · Regular | Card type and APR are based on creditworthiness. Platinum Visa® introductory rates are 0.00%, for twelve months, for qualifying members. Standard rates for the Platinum Visa® after twelve month introductory period range from 9.49% – 27.49% APR. Introductory rate offered only for new Platinum credit cards and does not apply to increases, conversions or re-opening of a closed credit card. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 10/02/2026. All loans are subject to credit approval. Membership required. Certain restrictions may apply.VANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |