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SIGNATURE REWARDS VISARemove

Vantage West Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeno annual feeVANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Other fees$0, No Application or Annual FeeVANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup bonuspoints award20,000 points. Spend $2,000 on eligible purchases. Qualify within 90 days after account opening. Points may be redeemed for a $200 statement credit or other rewards. Award posting timing is not disclosed. Offer expiration not disclosed. To qualify and receive the $200.00 Welcome Bonus you must open a Vantage West Signature® Rewards VISA® Credit Card and make qualifying purchases, totaling $2,000 or more posted to your account, within the first 90 days of account opening. (“Purchases” do not include balance transfers, cash advances, interest, unauthorized or fraudulent charges, items returned for credit, or fees of any kind, if applicable.) The $200.00 Welcome Bonus will be awarded in the form of 20,000 Reward points, which can be redeemed for $200.00 cashback. Offer valid for new qualifying Vantage West Signature® Rewards VISA® Credit Cards only and does not apply to increases, conversions, or re-opening of a closed credit card. Members with an existing Vantage West Signature® Rewards VISA® Credit Card are not eligible for the bonus. Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. See Vantage West Rewards terms and conditions for details and restrictions of the program. Offer subject to change without notice.VANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back2% cash back. Payment timing is not disclosed. 2% Cash Back on Dining, Entertainment & GroceriesVANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash backMerchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for the Bonus Category Points. A purchase with a merchant will not earn Bonus Category Points if the merchant’s code is not included in our Dining, Entertainment and Groceries category.VANTAGE WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website