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Verve Premier Mastercard®Remove

Verve, A Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 12 billing cycles0%VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
11.90%–20.90% variableVERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for balance transfersintroductory rate first
Introductory, 12 billing cycles0%VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
After11.90%–20.90% variableVERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No annual fee. Consult a Verve team member for an application and rules.VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance—
Balance transfer3% of the amount, minimum $5, 0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No annual fee. Consult a Verve team member for an application and rules.VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Purchase · Introductory; Purchase · Regular0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No annual fee. Consult a Verve team member for an application and rules.VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website