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Washington Trust Bank
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| Access to fundsHome Loan Refinancing Refinancing can be a time- and money-saving path for many existing homeowners. Our tools and resources can help you determine if refinancing is right for you. Here are some reasons you may want to consider refinancing your home loan.* Get a better interest rate. If interest rates are lower now than when you financed your home, you could refinance your current mortgage to decrease your monthly payments and pay less in interest over time. Have consistent payments. If you currently have an adjustable-rate mortgage and want the stability of paying the same interest rate throughout the life of the loan, switching to a fixed-rate mortgage could be a good option. Adjust the length of your mortgage. If you want to pay off your home faster, you can switch from a long-term mortgage to a shorter-term option. This could save you money over the life of the loan but will increase your monthly payments. Ready to Apply? Apply to refinance your home loan online, call Priority Service at 800.788.4578 , or visit a Washington Trust Bank location near you. Apply Online Ready to get started? Connect with a loan officer. find a loan officer near you Important information: *Subject to credit approval and must meet eligibility requirements. Apply Online: https://wtb.bd.digitals.dmattercloud.com/landingPage | WithheldWashington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |