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Washington Trust Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchasesNot disclosed
Annual feeNo annual fee.Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back1.50% cash back. Payment timing is not disclosed. Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card.Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Cashback qualificationsCash backYou will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges. Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website