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Visa Platinum Credit CardRemove

Washington Trust Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchasesNot disclosed
Annual feeThere is no annual fee for either the Visa Signature or Platinum cards. For important information about fees, see theWashington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back1.50% cash back. Payment timing is not disclosed. Take the money and fun. Earn unlimited 1.5% cash back for every $1 in qualifying net purchases made with your Washington Trust Bank personal credit card.Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Cashback qualificationsCash back5. You will earn rewards based on your qualifying net purchases (purchases minus returns and/or other related credits) with no earnings cap. You will earn rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn rewards on fees, finance charges, or fraudulent or unauthorized charges. Credits (returns) to your account will reduce the rewards available in your rewards account. For more information see Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website