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Wells Fargo

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchasesNot disclosed
Minimum interest charge$1Wells Fargo Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 15
Annual feeNot parsedWells Fargo Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late paymentup to $40 — How we will calculate your late payment feesWells Fargo Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 15
Returned payment—