Education Credit Union

CC Disclosure - Platinum Visa 3-1-2023

Contractual effective date is not recorded. Archived copy captured Aug 23, 2026. Citations distinguish product names from financial terms.

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balance transfer regular APRpage 1
VISA Platinum
“14.95%”
cash advance regular APRpage 1
VISA Platinum
“14.95%”
penalty penalty APRpage 1
VISA Platinum
“How Long Will the Penalty APR Apply?: If yourAPR is increased for this reason, the PenaltyAPR will apply until you make six consecutive minimum payments when due. ThisAPR may be applied to all advances for your account if you: 1) Make a late payment 17.75%”
purchase regular APRpage 1
VISA Platinum
“14.95%”
annual feepage 1
VISA Platinum
“None”
foreign transaction feepage 1
VISA Platinum
“Up to 1% of each transaction in U.S. dollars.”

Publisher: EDUCATION
Effective date: Date not recorded
Captured: Aug 23, 2026
Source digest: ca99f8a924fdd0809f55f0bdd4aabf4ece514ab898cf191e3f8091b02bc51f54