Evolve Bank & Trust

Sparrow_Credit_Card_Agreement_v_1_6_09_17_2025_Clean_

Contractual effective date is not recorded. Archived copy captured Aug 23, 2026. Citations distinguish product names from financial terms.

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cash advance regular APRpage 1
Sparrow Card
“31.49% This APR will vary with the market based on the Prime Rate.”
cash advance regular daily periodic ratepage 2
Sparrow Card
“0.0863%”
cash advance regular marginpage 2
Sparrow Card
“Prime Rate plus a margin of 24.24%”
purchase regular APRpage 1
Sparrow Card
“29.49% This APR will vary with the market based on the U.S. Prime Rate.”
purchase regular daily periodic ratepage 2
Sparrow Card
“0.0808%”
purchase regular marginpage 2
Sparrow Card
“Prime Rate plus a margin of 22.24%”

Publisher: Evolve Bank & Trust
Effective date: Date not recorded
Captured: Aug 23, 2026
Source digest: 203015bd88acc200f27ed91cd172f124113e2dce246f99e3d470fb7feccc3090