First Hawaiian Bank

Private Banking United Agreement_030126_Final

Contractual effective date is not recorded. Archived copy captured Aug 23, 2026. Citations distinguish product names from financial terms.

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cash advance regular APRpage 1
Private Banking United® Credit Card
“18.00% Fixed”
penalty penalty APRpage 1
Private Banking United® Credit Card
“18.00% Fixed This APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply?: This Penalty APR will apply until you make six consecutive Minimum Payments when due.”
purchase regular APRpage 1
Private Banking United® Credit Card
“14.74% This APR will vary with the market based on the U.S. Prime Rate.”
balance transfer feepage 1
Private Banking United® Credit Card
“None”
late payment feepage 1
Private Banking United® Credit Card
“Up to $40”
returned payment feepage 1
Private Banking United® Credit Card
“Up to $40”

Publisher: First Hawaiian Bank
Effective date: Date not recorded
Captured: Aug 23, 2026
Source digest: 5eee94f82084054f30dea5cea61114140e7c4f223595c1b4131385f058694707