Synchrony Bank

PayPal_Credit_Account_Agreement_and_Pricing_Addendum_FINAL

Contractual effective date is not recorded. Archived copy captured Aug 23, 2026. Citations distinguish product names from financial terms.

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cash advance regular APRpage 1
PAYPAL CREDIT
“The APR for cash advances is the prime rate plus 22.89%. This APR will vary with the market based on the Prime Rate.*”
penalty penalty APRpage 1
PAYPAL CREDIT
“The Penalty APR for all transactions is the prime rate plus 27.49%. This APR will vary with the market based on the Prime Rate.* This APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply?: If your APRs are increased for this reason, the Penalty APR may remain in effect indefinitely.”
annual feepage 1
PAYPAL CREDIT
“None”

Publisher: Synchrony Bank
Effective date: Date not recorded
Captured: Aug 23, 2026
Source digest: 23ba2d99403e9546139f2998710f73dac3edf1f9dea7d7ad8eae2561ee642fcd