Unlimited Cash Rewards Mastercard® credit cardBank of America · N bank, AR · FDIC 3510
CurrentLast observed Oct 15, 2026Official issuerCredit card · Business · MastercardNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “No annual fee”Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 1.50% cash back. Payment timing is not disclosed. Earn 1.5% cash back on all purchases, plus any Preferred Rewards for Business tiered bonus (if applicable).Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Earn 1.5% cash back on all purchases, plus any Preferred Rewards for Business tiered bonus (if applicable).”Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cash back | 1.50% cash back; up to 2.62% when conditions are met. Payment timing is not disclosed. Earn unlimited 1.5% cash back, or join Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Earn unlimited 1.5% cash back, or join”Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cashback qualificationsCash back | for no fee and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “for no fee and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.”Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash signup bonus | $500 cash award. After $5,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Get a $500 cash rewards bonus after you make at least $5,000 in purchases within 90 days of your account opening.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Get a $500 cash rewards bonus after you make at least $5,000 in purchases within 90 days of your account opening.”Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cashback qualificationsCash signup bonus | This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.”Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |