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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Bank of StocktonGold MasterCardRegistry illustration · issuer artwork unavailable

Gold MasterCardBank of Stockton · NM bank, CA · FDIC 1536

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · Mastercard · unsecuredNetwork stated on issuer website
Purchase APR
fixed
Balance transfer
—
Cash advance APR
fixed
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases16%Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.00%”Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers—no source read
APR for cash advances16%Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.00%”Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Minimum interest charge$1Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you are charged interest, the charge will be no less than $1.00”Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Annual feeNo Annual FeeBank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No Annual Fee”Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Other fees$5, There will be a reissue charge of $5 for each card the Bank replaces due to loss, theft or mutilation.Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“There will be a reissue charge of $5 for each card the Bank replaces due to loss, theft or mutilation.”Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsCash advance · Regular; Purchase · Regular16.00%Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.00%”Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website