BayCoast BankPlatinum RewardsRegistry illustration · issuer artwork unavailable
Platinum RewardsBayCoast Bank · SI bank, MA · FDIC 90196
Last observed Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 1% cash back. Payment timing is not disclosed. Get rewarded for every dollar you spend by earning 1% cash back on everyday spending that can be used for statement credits or a direct deposit into your checking account.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Get rewarded for every dollar you spend by earning 1% cash back on everyday spending that can be used for statement credits or a direct deposit into your checking account.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | 2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $50 cash award. After $1,000 in qualifying purchases. Payment timing is not disclosed. Earn a $50 additional cash back bonus once you spend $1,000 in the first three months.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn a $50 additional cash back bonus once you spend $1,000 in the first three months.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash signup bonus | 2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |