BayCoast BankPlatinumRegistry illustration · issuer artwork unavailable
PlatinumBayCoast Bank · SI bank, MA · FDIC 90196
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | the greater of $10 or 3% of the amount, Introductory offer of 0% APR on purchases and balance transfers for 6 months. After that, a variable 12.49% to 20.49% APR based on creditworthiness. A balance transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer. Balance transfers are subject to available credit.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Introductory offer of 0% APR on purchases and balance transfers for 6 months. After that, a variable 12.49% to 20.49% APR based on creditworthiness. A balance transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer. Balance transfers are subject to available credit.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |