BayCoast BankWorldRegistry illustration · issuer artwork unavailable
WorldBayCoast Bank · SI bank, MA · FDIC 90196
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 1% cash back. Payment timing is not disclosed. Open the door to the exciting world of fine dining, luxurious spas, high-end shopping experiences, live performing arts events, and more with the World Mastercard. You will earn 1% cash back on all purchasesBayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Open the door to the exciting world of fine dining, luxurious spas, high-end shopping experiences, live performing arts events, and more with the World Mastercard. You will earn 1% cash back on all purchases”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | 3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall with…”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. , 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “, 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | 3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall with…”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 3% cash back. Payment timing is not disclosed. , 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “, 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | 3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall with…”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $500 cash award. After $5,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Earn a $500 cash back bonus once you spend $5,000 on purchases within the 90 days of account opening.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn a $500 cash back bonus once you spend $5,000 on purchases within the 90 days of account opening.”BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |