Low Rate Visa
BECU · Consumer · Credit Card · Active
Verified structured record1 current field6 structured records
- Intro BT APR
- 0%
- as of Aug 22, 2026
- Ongoing BT APR
- 12.49%–23.49%
- as of Aug 22, 2026
- Purchase APR
- Not captured
- no accepted claim
- Annual fee
- $0
- as of Aug 22, 2026
- BT fee
- $0
- as of Aug 22, 2026
- Transfer window
- Within 90 days of opening
- as of Aug 22, 2026
Identity
- Product type
- Credit Card
- Audience
- Consumer
- Lifecycle
- Active
- Identity verification
- Verified
- Security type
- Not captured
- Credit-limit range
- Not captured
- Registry ID
- becu-low-rate-visa
- Last captured
- Aug 22, 2026
Organizations
2 rolesAPR terms
2 records| Term | Min | Max | Type | Duration | As of |
|---|---|---|---|---|---|
| Introductory · Balance Transfer | 0% | 0% | Fixed | Source uses calendar months | Aug 13, 2026 |
| Regular · Balance Transfer | 12.49% | 23.49% | Variable · Prime Rate | Not available | Aug 13, 2026 |
Fees
2 records| Fee | Amount | Frequency | Max | As of |
|---|---|---|---|---|
| Annual | $0 | Annual | — | Aug 13, 2026 |
| Balance Transfer | $0 | Per Transaction | $0 | Aug 13, 2026 |
Balance-transfer policy
- Deadline
- 90 days after opening
- Method
- Not disclosed
- Direct to creditor
- Not disclosed
- Fee counts toward limit
- Not disclosed
- Settlement time
- Not disclosed
- Maximum transfer
- Not disclosed
- As of
- Aug 13, 2026
Availability & eligibility
0 recordsNo geography, membership, relationship, or business rule captured. Personal access never implies business access.
Application & bureau observations
0 recordsNo application route, prequalification route, or bureau observation captured.
Promotions & benefits
0 recordsNo accepted promotion or benefit record. Not evidence that none exist.
Version history
1 versions- Current
- Low Rate Visa
- Aug 13, 2026 – present
Evidence
1 sources · 1 field records- Freshness
- 1 current field
- Stale fields
- 0
- Conflict notes
- 0
| Source | Kind | Locator | Verified |
|---|---|---|---|
| BECU ↗ | Official issuer | https://www.becu.org/everyday-banking/credit-card/low-rate-credit-card — Low Rate Credit Card benefits and disclosure 2; field=verification_note | Aug 22, 2026 |
| Field | Freshness | Conflict | Verified | Sources |
|---|---|---|---|---|
| Identityproducts.identity | Current | None | Aug 22, 2026 |
|
“Not captured” means the registry has no accepted claim for that field — it never means the term does not exist. Official disclosures and observed outcomes are labeled separately. Confirm terms with the issuer before applying.