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Banking RegistryEvidence-backed financial product data

Low APR

Low-APR credit cards

Products with a verified regular APR in the current catalog, sorted lowest first. This is a rate directory, not an approval-odds prediction or a “best card” ranking.

Cards
2
Variable rate
2
Fixed rate
0
Data as of
Aug 22, 2026

2 of 2 products · no paid placement, ordered by the value you choose

  1. #1

    Low Rate Visa

    BECU · Consumer Credit Card

    Verified structured record1 current field
    Intro balance-transfer APR
    0%
    as of Aug 22, 2026
    Ongoing balance-transfer APR
    12.49%–23.49%
    as of Aug 22, 2026
    Annual fee
    $0
    as of Aug 22, 2026
    Balance-transfer fee
    $0
    as of Aug 22, 2026
    Transfer window
    Within 90 days of opening
    as of Aug 22, 2026
    View recordOfficial source
    Coverage, evidence & description

    A consumer credit card offered and issued by BECU. Captured terms include introductory balance-transfer APR 0%, regular balance-transfer APR 12.49%–23.49%, annual fee $0, balance-transfer fee $0, and transfer deadline within 90 days of opening.

    Sources
    1
    APR terms
    2
    Fees
    2
    Promotions
    0
    Eligibility
    0
    Bureau obs.
    0
  2. #2

    First Citizens Low-Interest Business Credit Card

    First Citizens Bank · Business Credit Card

    Verified structured record1 current field
    Intro balance-transfer APR
    0%
    as of Aug 22, 2026
    Ongoing balance-transfer APR
    13.49%–22.49%
    as of Aug 22, 2026
    Annual fee
    $0
    as of Aug 22, 2026
    Balance-transfer fee
    3% (minimum $5)
    as of Aug 22, 2026
    Transfer window
    Not disclosed
    as of Aug 22, 2026
    View recordOfficial source
    Coverage, evidence & description

    A business credit card offered and issued by First Citizens Bank. Captured terms include introductory balance-transfer APR 0%, regular balance-transfer APR 13.49%–22.49%, annual fee $0, and balance-transfer fee 3% (minimum $5).

    Sources
    2
    APR terms
    2
    Fees
    2
    Promotions
    0
    Eligibility
    0
    Bureau obs.
    0