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Banking RegistryReal data. Clear answers.Data as of Oct 17, 2026
Banking RegistryReal data. Clear answers.
Central Willamette Credit UnionBUSINESS REWARDS CREDIT CARDRegistry illustration · issuer artwork unavailable

BUSINESS REWARDS CREDIT CARDCentral Willamette Credit Union · state credit union, OR · NCUA 62665

CurrentLast observed Oct 17, 2026Source date Oct 17, 2026Official issuerCredit card · Business
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Purchase APR
14.74%–23.25%
variable
Balance transfer
1.99% for 12 mo
then 14.74%–23.25%
Cash advance APR
14.74%–23.25%
variable
Annual fee
None
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases14.74%–23.25% variableCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“14.74% - 23.25%”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR for balance transfersintroductory rate first
Introductory, 12 months1.99%CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“1.99%; 14.74% - 23.25%”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
After14.74%–23.25% variableCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“1.99%; 14.74% - 23.25%”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR for cash advances14.74%–23.25% variableCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“14.74% - 23.25%”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNoneCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“None”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Transaction fees
Cash advance2% of the amount, minimum $10, Cash Advance Fee - 2% of transaction with a minimum of $10CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“Cash Advance Fee - 2% of transaction with a minimum of $10”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment$25, Late Payment Fee - $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“Late Payment Fee - $25 per item”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Returned payment$25, Returned Payment Fee - $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“Returned Payment Fee - $25 per item”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR qualificationsBalance transfer · Introductory; Balance transfer · RegularIntroductory Period of 12 months (balance transfers in first 90 days). Offer may not be used to pay existing CW Loans. After that, the applicable APR is based on creditworthiness and the Prime Rate.CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“Introductory Period of 12 months (balance transfers in first 90 days). Offer may not be used to pay existing CW Loans. After that, the applicable APR is based on creditworthiness and the Prime Rate.”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR qualificationsCash advance · RegularWhen you open your account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime RateCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“When you open your account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR qualificationsPurchase · RegularWhen you open a VISA Signature Rewards account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate.CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“When you open a VISA Signature Rewards account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate.”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
RewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“This is the perfect credit card for businesses with NO annual fee. In addition to earning 1.5 points for every dollar spent, you'll enjoy these other benefits:”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. This is the perfect credit card for businesses with NO annual fee. In addition to earning 1.5 points for every dollar spent, you'll enjoy these other benefits:CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026“This is the perfect credit card for businesses with NO annual fee. In addition to earning 1.5 points for every dollar spent, you'll enjoy these other benefits:”CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website