Central Willamette Credit UnionSignature Rewards Visa Credit CardRegistry illustration · issuer artwork unavailable
Signature Rewards Visa Credit CardCentral Willamette Credit Union · state credit union, OR · NCUA 62665
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer
Foreign fee
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 14.49%–23% variableCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “14.49% - 23.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfersintroductory rate first | |||
| Introductory, 12 months | 1.99%CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.99%; 14.49% - 23.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 14.49%–23% variableCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.99%; 14.49% - 23.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 14.49%–23% variableCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “14.49% - 23.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feesCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “The card that gives back! - earn 1.5 points for every $1 spent on every purchase and NO annual fee with Signature Rewards.”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | 2% of the amount, minimum $10, Cash Advance Fee: 2% of transaction with a minimum of $10CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Cash Advance Fee: 2% of transaction with a minimum of $10”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | $25, Late Payment Fee: $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Late Payment Fee: $25 per item”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Returned payment | $25, Returned Payment Fee: $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Returned Payment Fee: $25 per item”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Balance transfer · Regular | 1.99%; 14.49% - 23.00% CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.99%; 14.49% - 23.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsCash advance · Regular; Purchase · Regular | 14.49% - 23.00% CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “14.49% - 23.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1.5 points per $1. See source conditions for eligible purchases.CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Rewards: Earn 1.5 points for every dollar spent on purchases”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more. Not disclosed | 1.5 points per $1. See source conditions for eligible purchases.CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Rewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more.”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Rewards: Earn 1.5 points for every dollar spent on purchasesCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Rewards: Earn 1.5 points for every dollar spent on purchases”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsRewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more. | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Rewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more. CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Rewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more.”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |