Low Rate Credit CardDominion Energy Credit Union · state credit union, VA · NCUA 66973
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer
Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory, 15 months | 0%DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| 11.65%–18% variableDOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website | |
| APR for balance transfersintroductory rate first | |||
| Introductory, 15 months | 0%DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 11.65%–18% variableDOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 11.65%–18% variableDOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual fees and lower interest rates that save you money.DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fees and lower interest rates that save you money.”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | 3% of the amount, minimum $25, Balance transfer fee is 3% or $25, whichever is greater (excludes existing DECU cards converting to Cash Rewards). Cash advances, credit card checks, and balance transfers are excluded from earning rewards.DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Balance transfer fee is 3% or $25, whichever is greater (excludes existing DECU cards converting to Cash Rewards). Cash advances, credit card checks, and balance transfers are excluded from earning rewards.”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Other APRsoutside the standard boxes | 0%DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Cash advance · Introductory; Cash advance · Regular; Purchase · Introductory; Purchase · Regular | * Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current”DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |