Education Credit UnionVISA PlatinumRegistry illustration · issuer artwork unavailable
VISA PlatinumEducation Credit Union · state credit union, TX · NCUA 67494
CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer
Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 14.95%EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “14.95%”EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for balance transfers | 14.95%EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “14.95%”EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for cash advances | 14.95%EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “14.95%”EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty APRafter a late payment | 17.75%EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “How Long Will the Penalty APR Apply?: If yourAPR is increased for this reason, the PenaltyAPR will apply until you make six consecutive minimum payments when due. ThisAPR may be applied to all advances for your account if you: 1) Make a late payment 17.75%”EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | $0EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “None”EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | up to 1% — Up to 1% of each transaction in U.S. dollars.EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “Up to 1% of each transaction in U.S. dollars.”EDUCATION · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |