Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	8.90%–17.90%ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for balance transfers	8.90%–17.90%ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for cash advances	8.90%–17.90%ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	No Annual FeeERIE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No Annual Fee”ERIE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	$0, No Balance Transfer FeesERIE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No Balance Transfer Fees”ERIE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Foreign transaction	1% of the amountERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“1.00% of each transaction in U.S. dollars”ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty fees
Late payment	up to $25 — Late Payment Fee:ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to $25.00”ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Returned payment	up to $25 — Returned Payment Fee:ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to $25.00”ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1

NEW App & Solicitation Disclosurepage 1 of 2

APPLICATION AND SOLICITATION DISCLOSURE

PLATINUM MASTERCARD

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · 2.99% Introductory APR for a period of six billing cycles. After that, your APR will be 8.90% to 17.90% , based on your creditworthiness. APR for Balance Transfers · 2.99% Introductory APR for a period of six billing cycles. After that, your APR will be 8.90% to 17.90% , based on your creditworthiness. APR for Cash Advances · 2.99% Introductory APR for a period of six billing cycles. After that, your APR will be 8.90% to 17.90% , based on your creditworthiness. How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. Fees Transaction Fees - Balance Transfer Fee - Foreign Transaction Fee · None 1.00% of each transaction in U.S. dollars Penalty Fees - Late Payment Fee - Returned Payment Fee · Up to $25.00 Up to $25.00

How We Will Calculate Your Balance:

We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."

Promotional Period for Introductory APR:

The Introductory APR for purchases, balance transfers and cash advances will apply to transactions posted to your account during the first six months following issuance of your card.

Effective Date:

The information about the costs of the card described in this application is accurate as of: September 03, 2021 This information may have changed after that date. To find out what may have changed, contact the Credit Union.

For California Borrowers, the Platinum Mastercard is a secured credit card. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings.

1 2Page 1 is cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”
Read exact source ↗
ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”
Read exact source ↗
ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”
Read exact source ↗
ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”
Read exact source ↗
ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”
Read exact source ↗
ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“, your APR will be 8.90% to 17.90% , based on your creditworthiness.”
Read exact source ↗
ERIE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:077859f203a3ce22bd4983b0a29a3f6c93a7ab2ce89ffc9235be50e00a5adb75
“No Annual Fee”
Open source link ↗
ERIE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:077859f203a3ce22bd4983b0a29a3f6c93a7ab2ce89ffc9235be50e00a5adb75
“No Balance Transfer Fees”
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ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“1.00% of each transaction in U.S. dollars”
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ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“1.00% of each transaction in U.S. dollars”
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ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $25.00”
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ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $25.00”
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ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $25.00”
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ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $25.00”
Read exact source ↗
ERIE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:077859f203a3ce22bd4983b0a29a3f6c93a7ab2ce89ffc9235be50e00a5adb75
“*2.99% introductory APR for a period of six (6) months. After that your annual percentage rate will be 8.90% – 17.90% based on your creditworthiness. Existing Erie FCU loans or credit card balances, purchases, cash advances, and Business Mastercard® accounts are not eligible for this offer.”
Additional source detail; structured values remain unknown. *2.99% introductory APR for a period of six (6) months. After that your annual percentage rate will be 8.90% – 17.90% based on your creditworthiness. Existing Erie FCU loans or credit card balances, purchases, cash advances, and Business Mastercard® accounts are not eligible for this offer.
Open source link ↗
ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗
ERIE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗
ERIE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:077859f203a3ce22bd4983b0a29a3f6c93a7ab2ce89ffc9235be50e00a5adb75
“Erie FCU Platinum Mastercard®.”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Balance transfer fee
Aug 23, 2026: Balance transfer APR, Cash advance APR, Foreign transaction fee, Late payment fee, Purchase APR, Returned payment fee

Offered through: Erie Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 1476
Branches: 12 in PA
Sources: Official issuer · 4 documents · 1 page cited

Documents

Consumer Pricing Addendumeffective date not parsed
NEW App & Solicitation Disclosureeffective date not parsed
Platinum & Secured Mastercard Consumer Credit Card Agreementeffective date not parsedName declaration: PLATINUM MASTERCARD · page 1
Platinum MasterCard Brochure, Application and Disclosureeffective date not parsedName declaration: PLATINUM MASTERCARD · page 3

PLATINUM MASTERCARDErie Credit Union · federal credit union, PA · NCUA 1476

Rates and fees