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Banking RegistryReal data. Clear answers.Data as of Oct 13, 2026
Banking RegistryReal data. Clear answers.
F & A Credit UnionPremier Low Rate Visa Credit CardRegistry illustration · issuer artwork unavailable

Premier Low Rate Visa Credit CardF & A Credit Union · federal credit union, CA · NCUA 1493

CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · Consumer
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Purchase APR
6.90%–14.50%
Balance transfer
6.90%–14.50%
Cash advance APR
6.90%–14.50%
Annual fee
$0.00
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“6.90% to 14.50%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfers6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“6.90% to 14.50%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“6.90% to 14.50%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“No annual fees”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance$0, $0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“$0.00”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late paymentup to $20 — Up to $20F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Up to $20”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Returned payment—no source read
Other fees$0, No over-limit feesF & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“No over-limit fees”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular 6.90% to 14.50% F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“6.90% to 14.50%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website