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Banking RegistryReal data. Clear answers.Data as of Oct 13, 2026
Banking RegistryReal data. Clear answers.
F & A Credit UnionTraditional VisaRegistry illustration · issuer artwork unavailable

Traditional VisaF & A Credit Union · federal credit union, CA · NCUA 1493

CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · Consumer
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Purchase APR
9.90%–15.90%
Balance transfer
9.90%–15.90%
Cash advance APR
9.90%–15.90%
Annual fee
$0.00
a year
Foreign fee
1%
of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases9.90%–15.90%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“9.90% to 15.90%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfers9.90%–15.90%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“9.90% to 15.90%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances9.90%–15.90%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“9.90% to 15.90%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“$0.00”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer$0, No annual fees, no transfer fees, free fraud protection. Enjoy a zero-worry Visa card from F&A.F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“No annual fees, no transfer fees, free fraud protection. Enjoy a zero-worry Visa card from F&A.”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Foreign transaction1% of the amount, Yes, there is a foreign transaction fee of 1%.F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Yes, there is a foreign transaction fee of 1%.”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular 9.90% to 15.90% F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“9.90% to 15.90%”F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website