Financial Plus Credit UnionVISA PLATINUMRegistry illustration · issuer artwork unavailable
VISA PLATINUMFinancial Plus Credit Union · state credit union, MI · NCUA 68646
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
Balance transfer
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Cash advance APR
Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | from 14%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “as low as 14.00%”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | from 17%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “as low as 17.00%”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeFINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsCash advance · Regular | as low as 17.00%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “as low as 17.00%”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Regular | as low as 14.00%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “as low as 14.00%”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. unlimited 1% cash back on all purchases. FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “unlimited 1% cash back on all purchases.”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | *Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. Visa Platinum Credit Card 1% Cash BackFINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Visa Platinum Credit Card 1% Cash Back”FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |