First Citizens Low-Interest Business Credit Card
First Citizens Bank · Business · Credit Card · Active
Verified structured record1 current field6 structured records
- Intro BT APR
- 0%
- as of Aug 22, 2026
- Ongoing BT APR
- 13.49%–22.49%
- as of Aug 22, 2026
- Purchase APR
- Not captured
- no accepted claim
- Annual fee
- $0
- as of Aug 22, 2026
- BT fee
- 3% (minimum $5)
- as of Aug 22, 2026
- Transfer window
- Not disclosed
- as of Aug 22, 2026
Identity
- Product type
- Credit Card
- Audience
- Business
- Lifecycle
- Active
- Identity verification
- Verified
- Security type
- Not captured
- Credit-limit range
- Not captured
- Registry ID
- first-citizens-low-interest-business-credit-card
- Last captured
- Aug 22, 2026
Organizations
2 roles| Role | Organization | Kind | Status |
|---|---|---|---|
| Actual IssuerPrimary | First Citizens Bank | Bank | Active |
| Customer Facing InstitutionPrimary | First Citizens Bank | Bank | Active |
APR terms
2 records| Term | Min | Max | Type | Duration | As of |
|---|---|---|---|---|---|
| Introductory · Balance Transfer | 0% | 0% | Fixed | Source uses calendar months | Aug 17, 2026 |
| Regular · Balance Transfer | 13.49% | 22.49% | Variable · Prime Rate | Not available | Aug 17, 2026 |
Fees
2 records| Fee | Amount | Frequency | Max | As of |
|---|---|---|---|---|
| Annual | $0 | Annual | — | Aug 17, 2026 |
| Balance Transfer | 3% (minimum $5) | Per Transaction | — | Aug 17, 2026 |
Balance-transfer policy
- Deadline
- Not disclosed
- Method
- Not disclosed
- Direct to creditor
- Not disclosed
- Fee counts toward limit
- Not disclosed
- Settlement time
- Not disclosed
- Maximum transfer
- Not disclosed
- As of
- Aug 17, 2026
Availability & eligibility
0 recordsNo geography, membership, relationship, or business rule captured. Personal access never implies business access.
Application & bureau observations
0 recordsNo application route, prequalification route, or bureau observation captured.
Promotions & benefits
0 recordsNo accepted promotion or benefit record. Not evidence that none exist.
Version history
1 versions- Current
- First Citizens Low-Interest Business Credit Card
- Aug 17, 2026 – present
Evidence
2 sources · 1 field records- Freshness
- 1 current field
- Stale fields
- 0
- Conflict notes
- 0
| Source | Kind | Locator | Verified |
|---|---|---|---|
| First Citizens Bank ↗ | Official issuer | https://www.firstcitizens.com/small-business/credit-financing/credit-cards — Low-Interest Business credit card; field=institution_name | Aug 22, 2026 |
| First Citizens Bank ↗ | Official issuer | https://www.firstcitizens.com/small-business/credit-financing/credit-cards/lowest-interest/save-on-interest-credit-card-pricing-information — Pricing Information: Interest Rates and Fees; field=verification_note | Aug 22, 2026 |
| Field | Freshness | Conflict | Verified | Sources |
|---|---|---|---|---|
| Identityproducts.identity | Current | None | Aug 22, 2026 |
|
“Not captured” means the registry has no accepted claim for that field — it never means the term does not exist. Official disclosures and observed outcomes are labeled separately. Confirm terms with the issuer before applying.