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Banking RegistryReal data. Clear answers.Data as of Oct 4, 2026
Banking RegistryReal data. Clear answers.
First National Bank & Trust CompanyRewards Platinum VisaRegistry illustration · issuer artwork unavailable

Rewards Platinum VisaFirst National Bank & Trust Company · N bank, IL · FDIC 3639

CurrentLast observed Oct 4, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Opening conditions*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.”First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards Platinum Visa rewardsNot disclosed1 point per $1. See source conditions for eligible purchases.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“® - Unlimited 1x point on every net dollar spent, every day.”First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards conditionsRewards Platinum Visa rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. ® - Unlimited 1x point on every net dollar spent, every day.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“® - Unlimited 1x point on every net dollar spent, every day.”First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards source conditionsRewards Platinum Visa rewardsAvailable with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.”First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website