Amtrak Guest Rewards® Preferred Mastercard®

First National Bank of Omaha · Consumer · Credit Card · Active

Verified structured record1 current field4 structured records

Intro BT APR: Not captured; no accepted claim
Ongoing BT APR: Not captured; no accepted claim
Purchase APR: 26.74%–27.24%; as of Aug 31, 2026
Annual fee: $99; as of Aug 31, 2026
BT fee: $10; as of Aug 31, 2026
Transfer window: Not captured; no accepted claim

Identity

Product type: Credit Card
Audience: Consumer
Lifecycle: Active
Identity verification: Verified
Security type: Not captured
Credit-limit range: Not captured
Registry ID: first-national-bank-of-omaha-5452-amtrak-guest-rewards-preferred-mastercard
Last captured: Aug 31, 2026

Organizations

1 roles

Role	Organization	Kind	Status
Customer Facing InstitutionPrimary	First National Bank of Omaha	Bank	Active

APR terms

1 records

Term	Min	Max	Type	Duration	As of
Regular · Purchase	26.74%	27.24%	Variable · Prime	Not available	Aug 31, 2026

Fees

2 records

Fee	Amount	Frequency	Max	As of
Annual	$99	Annual	—	Aug 31, 2026
Balance Transfer	$10	Per Transaction	—	Aug 31, 2026

Balance-transfer policy

No accepted transfer policy. Not evidence that transfers are unavailable.

Availability & eligibility

0 records

No geography, membership, relationship, or business rule captured. Personal access never implies business access.

Application & bureau observations

0 records

No application route, prequalification route, or bureau observation captured.

Promotions & benefits

0 records

No accepted promotion or benefit record. Not evidence that none exist.

Version history

1 versions

Current: Amtrak Guest Rewards® Preferred Mastercard®; Aug 31, 2026 – present

Evidence

1 sources · 1 field records

Freshness: 1 current field
Stale fields: 0
Conflict notes: 0

Source	Kind	Locator	Verified
Consumer Financial Protection Bureau ↗	Government dataset	r2:official-registry/cfpb/card-plans/d9fae0df0cbcea050e5f46edf698351e9d7b3aa7ab880706774c261fc442f817.json#/terms/raw?record=cfpb%3Atccp%3A2025-12-31%3Afirst-national-bank-of-omaha%3Aamtrak-guest-rewards-preferred-mastercard&fields=Index,Purchase%20APR%20Index,Purchase%20APR%20max,Purchase%20APR%20min,Variable%20Rate%20Index	Aug 31, 2026

Field	Freshness	Conflict	Verified	Sources
Identityproducts.identity	Current	None	Aug 31, 2026	Consumer Financial Protection Bureau · Consumer Financial Protection Bureau · Government dataset

“Not captured” means the registry has no accepted claim for that field — it never means the term does not exist. Official disclosures and observed outcomes are labeled separately. Confirm terms with the issuer before applying.