VISA PLATINUMFirstmark Credit Union · state credit union, TX · NCUA 62509
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 12.25%–18% variableFIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “12.25% to 18%”FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Minimum interest charge | $0FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “None”FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Annual fee | NoneFIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “None”FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsPurchase · Regular | when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.”FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |