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Banking RegistryReal data. Clear answers.Data as of Oct 3, 2026
Banking RegistryReal data. Clear answers.
Fremont BankBusiness Platinum MastercardRegistry illustration · issuer artwork unavailable

Business Platinum MastercardFremont Bank · NM bank, CA · FDIC 19222

CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Business · Mastercard
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Purchase APR
12.49%–20.49%
variable
Balance transfer
0% for 6 mo
then 12.49%–20.49%
Cash advance APR
—
Annual fee
No Annual Fee
a year
Foreign fee
—
Grace period
Not disclosed

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
Introductory, 6 months0%Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“0% Introductory APR on Balance Transfers and Purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on creditworthiness.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
12.49%–20.49% variableFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“0% Introductory APR on Balance Transfers and Purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on creditworthiness.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR for balance transfersintroductory rate first
Introductory, 6 months0%Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“0% Introductory APR on Balance Transfers and Purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on creditworthiness.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
After12.49%–20.49% variableFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“0% Introductory APR on Balance Transfers and Purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on creditworthiness.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchasesNot disclosedno source read
Annual feeNo Annual FeeFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“No Annual Fee”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer3% of the amount, minimum $10, Either $10 or 3% of the amount of each transfer, whichever is greater.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Either $10 or 3% of the amount of each transfer, whichever is greater.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Opening conditionsExclusively for Fremont Bank customers. Subject to credit approval. Ask for details.Fremont Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026“Exclusively for Fremont Bank customers. Subject to credit approval. Ask for details.”Fremont Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026Website
Opening conditionsExclusively for Fremont Bank customers. Subject to credit approval. Ask for details.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Exclusively for Fremont Bank customers. Subject to credit approval. Ask for details.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Purchase · Introductory; Purchase · Regular0% Introductory APR on Balance Transfers and Purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on creditworthiness.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“0% Introductory APR on Balance Transfers and Purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on creditworthiness.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website