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Fremont Bank

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 6 months0%Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
12.49%–20.49% variableFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR for balance transfersintroductory rate first
Introductory, 6 months0%Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
After12.49%–20.49% variableFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchasesNot disclosed
Annual feeNo Annual FeeFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Transaction fees
Cash advance—
Balance transfer3% of the amount, minimum $10, Either $10 or 3% of the amount of each transfer, whichever is greater.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditionsExclusively for Fremont Bank customers. Subject to credit approval. Ask for details.Fremont Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026Website
Opening conditionsExclusively for Fremont Bank customers. Subject to credit approval. Ask for details.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Purchase · Introductory; Purchase · Regular0% Introductory APR on Balance Transfers and Purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on creditworthiness.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website