Fremont BankBusiness World Elite MastercardRegistry illustration · issuer artwork unavailable
Business World Elite MastercardFremont Bank · NM bank, CA · FDIC 19222
CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Business · Mastercard
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Foreign fee
—
Grace period
Not disclosed
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | Not disclosed | no source read | |
| Annual fee | $95, $95 annual fee — waived for the first yearFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “$95 annual fee — waived for the first year”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back · Gasoline | 2% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Gasoline | 1 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards. Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “1 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fal…”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Other purchases | 1% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Travel (airfare, hotel, car rental) and dining | 3% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Travel (airfare, hotel, car rental) and dining | 1 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards. Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “1 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fal…”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |