Fulton BankVisa Zero+ CardRegistry illustration · issuer artwork unavailable
Visa Zero+ CardFulton Bank · N bank, DE · FDIC 7551
CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Consumer · Visa
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
Not disclosed
Foreign fee
—
Grace period
Not disclosed
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | Not disclosed | no source read | |
| Annual fee | Not disclosedFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | no source read | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 4% cash back. Allow 1–2 statement billing cycles for payment. You will earn 4% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned, refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 4% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back | You will earn 4% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned, refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 4% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Recurring statement credit · zero plus statement credit | $15 statement credit. Per 12-month period. See source conditions for the period's start date. Allow 2–2 statement billing cycles for payment. An automatic statement credit of $15 per 12-month period will be applied to your Zero+ Account within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in good standing (not past due or overlimit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “An automatic statement credit of $15 per 12-month period will be applied to your Zero+ Account within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in good standing (not past due or overlimit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits.”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsRecurring statement credit · zero plus statement credit | An automatic statement credit of $15 per 12-month period will be applied to your Zero+ Account within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in good standing (not past due or overlimit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “An automatic statement credit of $15 per 12-month period will be applied to your Zero+ Account within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in good standing (not past due or overlimit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits.”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |