Houston Credit UnionVisa® Business PlatinumRegistry illustration · issuer artwork unavailable
Visa® Business PlatinumHouston Credit Union · federal credit union, SC · NCUA 14091
CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | 2.99%HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “*APR is Annual Percentage Rate. Rates are subject to change monthly. The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.”HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for balance transfersintroductory rate first | 2.99%HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “*APR is Annual Percentage Rate. Rates are subject to change monthly. The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.”HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No Annual FeeHOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “No Annual Fee”HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | |||
| Cash advance | $0, No cash advance feesHOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “No cash advance fees”HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Balance transfer | $0, No balance transfer feesHOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “No balance transfer fees”HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Other APRsoutside the standard boxes | 2.99%HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “*APR is Annual Percentage Rate. Rates are subject to change monthly. The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.”HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Cash advance · Introductory; Purchase · Introductory | *APR is Annual Percentage Rate. Rates are subject to change monthly. The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “*APR is Annual Percentage Rate. Rates are subject to change monthly. The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.”HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |