Hudson Valley Credit UnionHVCU Business Visa Platinum Rewards Credit CardRegistry illustration · issuer artwork unavailable
HVCU Business Visa Platinum Rewards Credit CardHudson Valley Credit Union · federal credit union, NY · NCUA 24984
CurrentLast observed Oct 13, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | $0 annual feeHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “$0 annual fee”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| PurchasesNot disclosed | 1 point per $1. See source conditions for eligible purchases.HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Earn 1 point for every dollar you spend”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards conditionsPurchases | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: cash back credits, gift cards, merchandise, travel, charitable donations. Earn 1 point for every dollar you spendHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Earn 1 point for every dollar you spend”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPurchases | Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points. HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPurchases | You can redeem for cash back credits, gift cards, merchandise, travel, or charitable donations in the HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “You can redeem for cash back credits, gift cards, merchandise, travel, or charitable donations in the”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPurchases | programHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “program”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |