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Banking RegistryReal data. Clear answers.Data as of Oct 13, 2026
Hudson Valley Credit UnionVisa® Platinum Cash RewardsRegistry illustration · issuer artwork unavailable

Visa® Platinum Cash RewardsHudson Valley Credit Union · federal credit union, NY · NCUA 24984

CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
variable
Balance transfer
variable
Cash advance APR
variable
Annual fee
—
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases16.75%–18% variableHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“16.75% to 18.00%”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfers16.75%–18% variableHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“16.75% to 18.00%”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances16.75%–18% variableHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“16.75% to 18.00%”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular16.75% to 18.00%HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“16.75% to 18.00%”HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website