Visa PlatinumIthink Financial Credit Union · state credit union, FL · NCUA 68663
CurrentLast observed Oct 13, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Foreign fee
—
Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No Annual FeeITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “No Annual Fee”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Other fees | $0, No Application FeeITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “No Application Fee”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Opening conditions | Credit subject to approval and income verification. Certain conditions may apply. ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Credit subject to approval and income verification. Certain conditions may apply.”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Opening conditions | *Balance transfers must be processed by credit union personnel during the first 90 days of account opening. Members with an active iTHINK Financial Visa Platinum credit card, balance transfer rate calculation is based on your credit rating at the time of opening the credit card. Loan rate for new cards will be based upon the borrower’(s) creditworthiness. Credit subject to approval and income verification. Certain conditions may apply. Online Banking transfers and overdraft transfers are processed as Cash Advance transactions. Therefore, they do not qualify as Balance Transfer transactions. Balance Transfer proceeds may not be used to pay down or towards another iTHINK Financial loan or debt.ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “*Balance transfers must be processed by credit union personnel during the first 90 days of account opening. Members with an active iTHINK Financial Visa Platinum credit card, balance transfer rate calculation is based on your credit rating at the time of opening the credit card. Loan rate for new cards will be based upon the borrower’(s) creditworthiness. Credit subject to approval and income ver…”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |