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Banking RegistryReal data. Clear answers.Data as of Oct 15, 2026

MyPro (Business)Kinecta Credit Union · federal credit union, CA · NCUA 4142

CurrentLast observed Oct 15, 2026Source date Oct 15, 2026Official issuerCredit card · Business
Purchase APR
Balance transfer
—
Cash advance APR
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases13.49%–18%KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“13.49% ‑ 18.00%”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for balance transfers—no source read
APR for cash advances15.49%–18%KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“15.49% ‑ 18.00%”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$0KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$0”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsCash advance · Regular; Purchase · Regular Credit card approval depends on creditworthiness and other qualifications. KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“Credit card approval depends on creditworthiness and other qualifications.”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website