LAFCU Credit UnionSimpleRegistry illustration · issuer artwork unavailable
SimpleLAFCU Credit Union · state credit union, MI · NCUA 68632
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer websiteFiled as “Simple Visa”
Purchase APR
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Cash advance APR
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Annual fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfersintroductory rate first | |||
| Introductory, 12 months | 2.99%LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Balance Transfer 2.99% APR*”LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 8.49%–21.74%LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreig…”LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | $0, Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check …”LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | $0, Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check …”LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 1% of the amount, *Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreig…”LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Introductory; Balance transfer · Regular | *Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreig…”LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |