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Banking RegistryReal data. Clear answers.Data as of Aug 31, 2026
Matanuska Valley Credit UnionVISA Secured Credit CardRegistry illustration · issuer artwork unavailable

VISA Secured Credit CardMatanuska Valley Credit Union · federal credit union, AK · NCUA 5924

CurrentLast observed Aug 31, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · secured
Purchase APR
variable
Balance transfer
—
Cash advance APR
variable
Annual fee
a year
Foreign fee
of the amount
Grace period
30 days
from cycle close

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
IntroductoryNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
16% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
APR for balance transfersNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
APR for cash advances16% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases30 days from the close of each billing cycle——
How we calculate your balanceAverage daily balance including new purchases——
Annual fee$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Transaction fees
Cash advance$5Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Balance transfer$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Foreign transaction2% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Penalty fees
First late feeMaximum $15.00 late fee, not to exceed the minimum payment due.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Returned payment—no source read
Other fees
Statement Copy Fee$2.50, To produce a paper statement copy.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Return Item FeeWe may impose a fee for any amount returned unpaid as a returned item fee.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Card Replacement FeeWe may impose a card replacement fee or a fee for an additional card that is issued to an authorized user at a time other than when the account is opened.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Over limit$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Purchase transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Opening conditionsApplicant must be a credit union member or qualify for membership.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website