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Matanuska Valley Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| 16% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website | |
| APR for balance transfers | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| APR for cash advances | 16% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | 30 days from the close of each billing cycle | — |
| How we calculate your balance | Average daily balance including new purchases | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Transaction fees | ||
| Cash advance | $5Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Foreign transaction | 2% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Penalty fees | ||
| First late fee | Maximum $15.00 late fee, not to exceed the minimum payment due.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Returned payment | — | |
| Other fees | ||
| Statement Copy Fee | $2.50, To produce a paper statement copy.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Return Item Fee | We may impose a fee for any amount returned unpaid as a returned item fee.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Card Replacement Fee | We may impose a card replacement fee or a fee for an additional card that is issued to an authorized user at a time other than when the account is opened.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Opening conditions | Applicant must be a credit union member or qualify for membership.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |