Michigan Schools and Government Credit UnionVISA TITANIUMRegistry illustration · issuer artwork unavailable
VISA TITANIUMMichigan Schools and Government Credit Union · state credit union, MI · NCUA 62049
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
Balance transfer
Cash advance APR
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “9.75%”MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “9.75%”MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “9.75%”MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | NoneMICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “None”MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | 1% of the amount, *Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details.MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details.”MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “9.75%”MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |