North Star Community Credit UnionNorth Star CCU VisaRegistry illustration · issuer artwork unavailable
North Star CCU VisaNorth Star Community Credit Union · state credit union, ND · NCUA 62563
CurrentLast observed Oct 4, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · unsecured
Balance transfer
—
Foreign fee
Grace period
25 days
from cycle close
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| 11%–13%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website | |
| APR for balance transfers | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| APR for cash advances | 11%–13%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | 25 days from the close of each billing cycle | — | — |
| How we calculate your balance | Average daily balance including new purchases | — | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Transaction fees | |||
| Cash advance | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Foreign transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Penalty fees | |||
| First late fee | $15Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Returned payment | — | no source read | |
| Other fees | |||
| Returned Payment Fee | $28, $28 or the amount of the required minimum payment, whichever is less. Charged when a payment is returned for any reason.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |
| Opening conditions | 1. You live within 50 miles of BottineauMap of membership area 2. You live within 50 miles of Rugby 3. You live within 50 miles of Cavalier 4. You live within 75 miles of Maddock 5. You live within 75 miles of Tolna 6. You live in the county of McLeaConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | — | Website |