Omni Community Credit UnionPlatinum Mastercard®Registry illustration · issuer artwork unavailable
Platinum Mastercard®Omni Community Credit Union · state credit union, MI · NCUA 60105
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer websiteFiled as “PLATINUM”
Purchase APR
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | 0%OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “2. 0% Intro APR Introductory rate applies to new platinum cardholders only and is valid on purchases for the first 9 months from the card opening date. Rate will increase to standard rate after promotional period.”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfersintroductory rate first | 1.99%OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.99% on Balance Transfers for 12 months”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeOMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Introductory | 1.99% on Balance Transfers for 12 monthsOMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.99% on Balance Transfers for 12 months”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Introductory | 2. 0% Intro APR Introductory rate applies to new platinum cardholders only and is valid on purchases for the first 9 months from the card opening date. Rate will increase to standard rate after promotional period.OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “2. 0% Intro APR Introductory rate applies to new platinum cardholders only and is valid on purchases for the first 9 months from the card opening date. Rate will increase to standard rate after promotional period.”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |