Omni Community Credit UnionPlatinum Rewards Mastercard®Registry illustration · issuer artwork unavailable
Platinum Rewards Mastercard®Omni Community Credit Union · state credit union, MI · NCUA 60105
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer websiteFiled as “PLATINUM REWARDS”
Purchase APR
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfersintroductory rate first | 1.99%OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.99% on Balance Transfers for 12 months”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeOMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Introductory | 1.99% on Balance Transfers for 12 monthsOMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.99% on Balance Transfers for 12 months”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 10,000 points. Spend $1,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. 3. Point promotion applies to new platinum rewards cardholders only and is valid on purchases for the first 90 days from the card opening date. Earn 10,000 points when you spend $1,000 on purchases within the first 90 days. After meeting promotion spend, standard points will apply to all purchases.OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “3. Point promotion applies to new platinum rewards cardholders only and is valid on purchases for the first 90 days from the card opening date. Earn 10,000 points when you spend $1,000 on purchases within the first 90 days. After meeting promotion spend, standard points will apply to all purchases.”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| GasNot disclosed | 4 points per $1. See source conditions for eligible purchases.OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “5. Earn 4 points per $1 spent on qualifying gas purchases (Automated Fuel Dispenser & Service Stations). Earn 3 points per $1 on qualifying restaurant purchases (Restaurant & Fast Food). Earn 2 points on every $1 spent on qualifying grocery purchases (Grocery Stores & Supermarkets). Earn 1 point per every $1 spent on all other purchases.”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| RestaurantsNot disclosed | 3 points per $1. See source conditions for eligible purchases.OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “5. Earn 4 points per $1 spent on qualifying gas purchases (Automated Fuel Dispenser & Service Stations). Earn 3 points per $1 on qualifying restaurant purchases (Restaurant & Fast Food). Earn 2 points on every $1 spent on qualifying grocery purchases (Grocery Stores & Supermarkets). Earn 1 point per every $1 spent on all other purchases.”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| GroceriesNot disclosed | 2 points per $1. See source conditions for eligible purchases.OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “5. Earn 4 points per $1 spent on qualifying gas purchases (Automated Fuel Dispenser & Service Stations). Earn 3 points per $1 on qualifying restaurant purchases (Restaurant & Fast Food). Earn 2 points on every $1 spent on qualifying grocery purchases (Grocery Stores & Supermarkets). Earn 1 point per every $1 spent on all other purchases.”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsGas; Restaurants; Groceries | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 5. Earn 4 points per $1 spent on qualifying gas purchases (Automated Fuel Dispenser & Service Stations). Earn 3 points per $1 on qualifying restaurant purchases (Restaurant & Fast Food). Earn 2 points on every $1 spent on qualifying grocery purchases (Grocery Stores & Supermarkets). Earn 1 point per every $1 spent on all other purchases. OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “5. Earn 4 points per $1 spent on qualifying gas purchases (Automated Fuel Dispenser & Service Stations). Earn 3 points per $1 on qualifying restaurant purchases (Restaurant & Fast Food). Earn 2 points on every $1 spent on qualifying grocery purchases (Grocery Stores & Supermarkets). Earn 1 point per every $1 spent on all other purchases.”OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |