On Tap Credit UnionREWARDS VISARegistry illustration · issuer artwork unavailable
REWARDS VISAOn Tap Credit Union · state credit union, CO · NCUA 64913
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · Visa · securedNetwork stated on issuer website
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.”ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | $0, No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.”ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | $0, No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.”ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | A secured credit card requires a refundable cash deposit that becomes your credit limit and serves as collateral. On Tap’s secured credit cards are designed to help you build or rebuild your credit while enjoying Visa convenience.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “A secured credit card requires a refundable cash deposit that becomes your credit limit and serves as collateral. On Tap’s secured credit cards are designed to help you build or rebuild your credit while enjoying Visa convenience.”ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Opening conditions | *Credit Cards. APR = Annual Percentage Rate. Conditions, restrictions, and credit approval apply. Refer to your Credit Card Agreement for complete information. OTCU membership of $5 is required. Federally Insured by NCUAON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*Credit Cards. APR = Annual Percentage Rate. Conditions, restrictions, and credit approval apply. Refer to your Credit Card Agreement for complete information. OTCU membership of $5 is required. Federally Insured by NCUA”ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |