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Banking RegistryReal data. Clear answers.Data as of Oct 13, 2026
Banking RegistryReal data. Clear answers.
Oneaz Credit UnionBusiness Cash Rewards Credit CardRegistry illustration · issuer artwork unavailable

Business Cash Rewards Credit CardOneaz Credit Union · state credit union, AZ · NCUA 61315

CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
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Purchase APR
15.49%–24%
variable
Balance transfer
15.49%–24%
variable
Cash advance APR
—
Annual fee
No annual fee
a year
Foreign fee
1%
of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases15.49%–24% variableONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“15.49% - 24.00%”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfers15.49%–24% variableONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“15.49% - 24.00%”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Minimum interest charge$1ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“If you are charged interest, the charge will be no less than $1.00.”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Annual feeNo annual feeONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“No annual fee”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction1% of the amount, 1% of the US dollar amount of the foreign transactionONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“1% of the US dollar amount of the foreign transaction”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty fees
Late payment$25, $25.00ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“$25.00”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Returned payment—no source read
Other APRsoutside the standard boxes24%ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“24.00%”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · Regular; Purchase · Regular, based on your creditworthiness and will vary with the market based on the Prime Rate.ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“, based on your creditworthiness and will vary with the market based on the Prime Rate.”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsPenalty · RegularYour minimum monthly payment is more than 60 days lateONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Your minimum monthly payment is more than 60 days late”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back2% cash back. Payment timing is not disclosed. Cashback at restaurants.ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Cashback at restaurants.”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back3% cash back. Payment timing is not disclosed. Cashback on travel, office supplies, telecommunications and internet service.ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Cashback on travel, office supplies, telecommunications and internet service.”ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website