MASTERCARD® PLATINUM CREDIT CARDOrange County'S Credit Union · federal credit union, CA · NCUA 24981
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory, 6 months | 0%ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “0% introductory APR”ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| 15.74%–18% variableORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “¹ for 6 months on purchases and balance transfers at account opening. After that, a competitively-low, variable APR of 15.74%-18.00% will apply.¹”ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website | |
| APR for balance transfersintroductory rate first | |||
| Introductory, 6 months | 0%ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “0% introductory APR”ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 15.74%–18% variableORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “¹ for 6 months on purchases and balance transfers at account opening. After that, a competitively-low, variable APR of 15.74%-18.00% will apply.¹”ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual fee¹ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee¹”ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Introductory; Purchase · Introductory | ¹ for 6 months on purchases and balance transfers at account opening. After that, a competitively-low, variable APR of 15.74%-18.00% will apply.¹ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “¹ for 6 months on purchases and balance transfers at account opening. After that, a competitively-low, variable APR of 15.74%-18.00% will apply.¹”ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Purchase · Regular | Competitive rates, starting at 15.74% APR,¹ based on creditworthinessORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Competitive rates, starting at 15.74% APR,¹ based on creditworthiness”ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |