Pittsford Credit UnionVISA PLATINUM CREDIT CARDRegistry illustration · issuer artwork unavailable

VISA PLATINUM CREDIT CARDPittsford Credit Union · federal credit union, NY · NCUA 19085

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website

Purchase APR

Balance transfer

—

Cash advance APR

Annual fee

a year

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	9.49%PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“9.49%”PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for balance transfers	—	no source read
APR for cash advances	9.49%PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“9.49%”PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	No annual feePITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No annual fee”PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	$0, No late or over-limit feesPITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No late or over-limit fees”PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Returned payment	—	no source read
Other fees	$0, No late or over-limit feesPITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No late or over-limit fees”PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR qualificationsCash advance · Regular; Purchase · Regular	9.49%PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“9.49%”PITTSFORD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Exact passages support the published terms or show additional details that remain unresolved.

PITTSFORD
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8
“9.49%”
Open source link ↗
PITTSFORD
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8
“No annual fee”
Open source link ↗
PITTSFORD
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8
“No late or over-limit fees”
Open source link ↗
PITTSFORD
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8
“Disclosure Agreement”
Open source link ↗
PITTSFORD
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8
“Pittsford FCU offers a VISA Platinum Credit Card with a non-variable rate and no annual fee, to make purchasing what you want easier. Typical credit line requests range from $1,000 to $15,000. Credit line amounts above this range are considered on an exception basis.”
Open source link ↗

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Cash advance APR, Issuer link, Late payment fee, Over limit fee, Purchase APR

No republished document is bound to this product. See the sources above for the evidence behind these terms.